We're Here to Help You Find the Best Car Loan Rates

Yes, a personal loan for car financing is possible, but car loans typically offer lower rates because the vehicle serves as collateral. When buying a used car, dedicated used car financing usually provides better terms than unsecured personal loans.

The terms are often used interchangeably, though 'car finance' can be broader, including leases and dealer financing. A car loan specifically refers to borrowing money to buy a vehicle. Whether you finance a used car or new or used car, the loan structure is similar.

Start with our car loan calculator to compare rates based on your credit and vehicle. The best car loan rates come from shopping multiple lenders, improving your credit score, and considering both new or used car options. Second hand car finance often carries slightly higher APR than new vehicles.

While our specialty is vehicle financing, refinancing your car loan to a lower rate frees up monthly cash flow that can help you tackle other debts. Some people even use the equity to buy car with loan proceeds that consolidate high-interest debt.