We're Here to Help With Your Car Loan Questions

While you can qualify with scores as low as 580, the best car loan rates typically go to borrowers with scores of 660 or higher. We work with multiple lenders to help across all credit ranges, whether you want to buy a new or used car.

Absolutely! Used car loans are very common, though rates may be slightly higher than new car loans. Our car loan calculator can show you the difference between car loan vs car finance options, including fixed rate car loan terms that protect you from rate increases.

A personal car loan typically offers lower rates since the vehicle serves as collateral. Personal loans are unsecured and usually carry higher rates. However, if you need flexibility or want to pay off car loan early without penalties, we can discuss both options plus debt consolidation loan alternatives.

Car loan eligibility depends on credit score, income, and debt-to-income ratio. Car dealer finance is convenient but often pricier. We help you compare rates from multiple lenders using our car finance calculator, so you're not limited to dealer terms and can secure better car finance options.